Terms & Conditions – MyMoneyHubs

Welcome to MyMoneyHubs

By visiting and using MyMoneyHubs.com, you acknowledge that you have read, understood, and agreed to these Terms & Conditions along with our Privacy Policy. If you do not agree, please discontinue use of this website.

Throughout this document:

"User," "You," or "Your" refers to the individual accessing the website.

"MyMoneyHubs," "We," "Us," or "Our" refers to the company managing this platform.

1. Consent to Communication

By sharing your contact details with us, you give MyMoneyHubs permission to connect with you through Email, SMS, WhatsApp, RCS, or phone calls for:

• Service updates and alerts.
• Transaction-related information.
• Marketing messages and promotional offers (optional).

You may opt out of marketing communications at any time.

2. Information We Collect

Types of Information

• Personal Data: Name, email, mobile number, identification documents.
• Financial Data: Income details, credit-related records, bank details.
• Usage Data: IP address, browser type, device identifiers, and browsing activity.

Why We Collect It

We use your data to:

• Process applications and provide financial services.
• Verify your identity and credit profile.
• Improve our website and customer support.
• Meet compliance and regulatory requirements.

Sharing of Data

We may share your information with:

• Banks, financial institutions, and payment partners.
• Verification agencies and regulatory authorities.
• Third-party service providers assisting our operations.

All third parties are bound by confidentiality obligations.

3. Data Retention & Security

We store your personal and financial information only for as long as necessary for business, legal, or regulatory purposes. We apply strict security measures to prevent unauthorized access, misuse, or disclosure of your data.

4. Your Rights

As a user, you have the right to:

• Request access to the personal data we hold.
• Correct or update inaccurate information.
• Withdraw consent for processing (may affect service availability).
• Reach out to us with concerns at info@mymoneyhubs.com.

5. Cookies Policy

Like most websites, MyMoneyHubs.com uses cookies to enhance user experience, personalize content, and analyze traffic. By using our site, you consent to our cookie usage. You can disable cookies through browser settings, but certain features may not work correctly.

6. Intellectual Property

All content, designs, text, graphics, and trademarks on MyMoneyHubs.com are the property of MyMoneyHubs or licensed partners. You agree not to:

• Reproduce or distribute content without authorization.
• Use our trademarks, branding, or logos without prior written consent.

7. User Conduct

When using our website, you agree not to:

• Post or share unlawful, offensive, or misleading content.
• Engage in fraudulent or harmful activity.
• Attempt to disrupt or gain unauthorized access to our systems.

We reserve the right to restrict or suspend accounts that violate these rules.

8. External Links

Our site may feature links to third-party websites for your convenience. MyMoneyHubs does not endorse or control these external sites and is not responsible for their content, security, or practices.

9. Disclaimer of Liability

• All information on MyMoneyHubs.com is provided "as is" without warranties.
• We do not guarantee accuracy, uninterrupted availability, or completeness of the content.
• We are not liable for any loss or damages resulting from the use of our website or reliance on information provided.
• Nothing here excludes liability for fraud, negligence, or obligations that cannot be excluded by law.

10. Amendments

We may update these Terms & Conditions periodically. The latest version will always be available on this page. Your continued use of our services means you accept the updated terms.